Applying for a credit card was once considered a time-consuming process. The need to visit a bank, submit dozens of financial documents, and then wait for weeks to get a credit status was a common trend. The advent of the internet, however, has revolutionized the method of slick application and immediate approvals.
If you’re yet to take advantage of this technological blessing, read on to understand the top five benefits of choosing to online apply for credit card.
Main Benefits of Applying for a Credit Card Online
1. Convenience: The sheer convenience and comfort of filling out an application from the comfort of your home or office is unprecedented. All you need is a stable internet connection and valid income and identity proofs. The process is streamlined, fast, and user-friendly.
2. Quick Comparisons: By applying online, you can easily compare different credit cards based on their features, benefits, and fees. This helps you to make an informed decision and choose a card that’s best suited for your lifestyle and spending patterns.
3. Swift Approval: Gone are the days when you had to wait painstakingly to know your credit card status. Digital applications usually get processed within a few minutes, hence allowing for immediate approval in most cases. If you’re pressed for time or need a credit card urgently, applying online is the smartest option.
4. Better Security: While handing over physical documents can put your sensitive information at risk, applying online provides enhanced security for your data. Most platforms use advanced encryption to ensure the privacy and security of your personal and financial information.
5. Paperless and Eco-friendly: Online application allows you to go paperless, thereby saving countless trees and contributing to the preservation of the environment. It also reduces the risk of losing essential documents and makes it easier to organize and manage your application.
Transition to Co-Branded Credit Cards
Now that we have explored the top benefits of applying online for a credit card, it’s important to note that not all credit cards are created equal. Let’s focus on the unique benefits that co-branded credit cards offered by Bajaj Finserv bring to the table.
Co-branded credit cards are a result of the collaboration between a bank and a popular brand. Bajaj Finserv, a leading name in Indian financial services, offers a couple of excellent co-branded credit cards – the Bajaj Finserv RBL Bank Credit Card and the Bajaj Finserv DBS Bank Credit Card.
Benefits of Bajaj Finserv Co-Branded Credit Cards
The Bajaj Finserv RBL Bank Credit Card offers a plethora of distinctive benefits including easy EMI options, huge reward points, and an attractive annual savings plan. You can also enjoy complimentary airport lounge access, and fuel surcharge waivers, making this card perfectly suited for frequent travelers.
Their collaboration with DBS Bank also packs a punch. The Bajaj Finserv DBS Bank Credit Card offers cashback on online purchases, fuel, and telecom expenses. You would also receive preferential rates on various DBS banking products making it a smart addition to your wallet.
Application Process for Bajaj Finserv Co-Branded Credit Cards
The application process for these cards is straightforward. Visit the Bajaj Finserv website and choose the credit card of your choice, fill in the necessary details, and submit the required documentation online. The platform is intuitive and guides you step by step in the process. Once you’ve applied, you can also check the real-time credit card application status on Bajaj Finserv’s website or Bajaj Finserv mobile app.
Conclusion
Applying for these co-branded credit cards online is not just about convenience or speed. It’s about taking control of your finances in a digitally connected world. So, don’t wait! Bid farewell to long queues and tedious paperwork. Start your journey and gain access to a world of exclusive benefits and convenience with the Bajaj Finserv co-branded credit cards.
Twenty years from now you will be more disappointed by the things that you didn’t do than by the ones you did do. Sail away from the safe harbor.
